Life with a mortgage
Money always has somewhere to go
Fiona's new home comes with a debt due every Treeday. Money earned from island life can cover everyday needs, but it also competes with the next mortgage payment on her computer.
Mortgage Moth Morty keeps score
- What you owe
- The app shows Fiona's outstanding balance and the money she has available.
- What to pay
- It offers a payment and a recommended amount for the current bill.
- What is due
- Interest and principal are shown separately, alongside the days remaining.
Earning and managing money
Money can come from what Fiona grows, catches or makes. That turns the choice to sell, keep or use something into part of managing the mortgage; selling crops is specifically presented as a good way to cover the bill. The effects of missing a payment have not been shown.
Sellmart
A shop and a part-time job
Sellmart is the island shop where Fiona can take a part-time shift. It also stocks practical goods such as DeXaFlon, home decoration and a scooter.